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Legal notices

You have just connected to the website ("Site") which is published by Financière des Paiements Électroniques ("FPE")

Financière des Paiements Électroniques, a simplified joint stock company with a share capital of 770,440 euros, 753 886 092 RCS CRÉTEIL, 1 Place des Marseillais 94220 Charenton-Le-Pont. FPE is authorised as a payment institution by the Autorité de Contrôle Prudentiel et de Résolution ("ACPR") under number 16598, acting in Belgium via its Belgian branch with registered office at Rue Royale 144-146 1000 Brussels, registered with the Banque-Carrefour des Entreprises under company number VAT BE0763.878.661 LRE Brussels and under number 964 with the National Bank of Belgium. IBAN BE10 0019 0945 5104. |


Legal representative: Emmanuel Legras, CEO of FPE Belgium

Belgian branch of Financiere des Paiements Électroniques France.

Registered office: Rue Royale - 144-146 1000 Brussels (Belgium).

Director of the publication: Marie Degrand-Guillaud, Managing Director

Site Manager: Marie Degrand-Guillaud, Managing Director

Hosting and outsourcing (external) :

CLARANET SAS, 2 rue Bréguet 75011 Paris, France

The publisher undertakes to respect all laws concerning the establishment and activity of an Internet Site.

As a user of the Site, you must read these provisions carefully and access to the Site shall constitute acceptance of them.

FPE draws the attention of the user of its Website to the following points: 

1 - Access to the Website:

The user of this Site acknowledges that he/she has the necessary skills and means to access and use this Site. Access to the Site is free.

The costs of access and use of the telecommunications network are to be borne by the user, in accordance with the terms and conditions laid down by his access providers and telecommunications operators.

The user acknowledges that he/she has the necessary skills and means to access and use this Site.

The publisher cannot be held responsible for elements beyond its control and for any damage that may be suffered by the user's technical environment and, in particular, his computers, software, network equipment and any other material used to access or use the service and/or the information.

It is reminded that the fact of fraudulently accessing or remaining in a computer system, of hindering or distorting the operation of such a system, of fraudulently introducing or modifying data in a computer system constitute offences subject to criminal sanctions.

Certain laws prohibit the dissemination of, access to, or use of data collection processes on this Site. Please ensure that you are legally entitled to access this Site in the country (state) from which you are connecting.

2 - Intellectual Property:

FPE is the owner, or holder of the rights, of all the elements that make up this Site, in particular the data, drawings, graphics, photos and soundtracks.

Any reproduction, representation, distribution or redistribution, in whole or in part, of the content of this Site by any means whatsoever without the express prior authorisation of FPE is prohibited in accordance with the provisions of article XI.165 et seq. of the Code of Economic Law. Similarly, any use of the contents of the Site for illegal purposes may be subject to legal proceedings.

The trademarks of the Site's publisher and its partners, as well as the logos appearing on the Site are registered trademarks.

By way of exception, certain content (texts and images) are the property of their respective authors and are under their responsibility.

FPE uses this content with the authorisation of the holder of the rights to the works concerned. Any reproduction, representation, distribution or redistribution, in whole or in part, of this content from the Site is expressly prohibited.

3 - Liability :

FPE endeavours to ensure the accuracy, updating and exhaustiveness of the information published on this Site and reserves the right to modify the content or presentation of this Site at any time and without prior notice.

However, FPE cannot guarantee the exhaustiveness or the absence of modification by a third party (intrusion, virus, etc.)

Furthermore, FPE declines all responsibility in the event of delay, error or omission in the content of these pages, as well as in the event of interruption or unavailability of the service.

FPE is not responsible for any damage, direct or indirect, which may result in any way whatsoever from the use of the Site by any user, or from any failure of the lines or systems necessary for its use. In particular, FPE disclaims any liability arising from the transmission of confidential information on the Internet.

The information provided on the Site may be partial and incomplete, due to the necessarily simplified nature of the texts, which have no contractual value. FPE declines all direct or indirect responsibility for the accuracy, absence of errors, up-to-date nature and availability of the information contained on this Site.

FPE cannot be held responsible for any decision taken on the basis of information contained on the Site, nor for the use that may be made of it by third parties.

Any person wishing to benefit from one or more of the services and/or products presented on the Site is invited to contact [online customer service] to find out about the contractual and pricing conditions applicable to this (or these) product(s) and/or service(s).

Access to the products and services presented on the Site may be subject to restrictions for certain persons or in certain countries.

None of the products and/or services will be supplied by FPE to a person if the law of his country of origin or of any other country which concerns him prohibits it.

However, it is up to any interested person to check beforehand with their usual advisers that their legal and tax status allows them to subscribe to the products and/or services presented on the Site.

FPE reserves the right to take legal action, in particular disciplinary action, against any user who contravenes any of its commitments under the terms of this legal notice, in accordance with the internal standards in force within FPE and the BNP Paribas Group.

4 – Technical Information:

It is reminded that the secrecy of correspondence is not guaranteed on the network and that it is the responsibility of each Internet user to take all appropriate measures to protect their own data and/or software from contamination by any viruses circulating on the Internet.

FPE cannot be held responsible for elements beyond its control and for any damage that may be suffered by the user's technical environment and in particular his computers, software, network equipment and any other material used to access or use the Site and/or the information it contains.

5 - Hypertext Links:

The hypertext links established to other Sites from shall not, under any circumstances, incur the responsibility of FPE.

FPE declines all responsibility for the content and any damage caused when visiting Sites to which the Site leads via hypertext links. The user visits the other Sites under his own responsibility and at his own risk

6 - Cookies:

The user is informed that during his visits to the Site, cookies may be deposited in the browser. These cookies are kept for a specific period of time and according to the terms described in the Cookies policy available online at A cookie is an element that does not allow the user to be identified but is used to record information relating to the user's navigation on the Website.

Users of the Site acknowledge that they have been informed of this practice and authorise FPE to use it. They may deactivate this cookie by using the settings in their browser software.

7 - Personal data

The personal data that you communicate to us via the forms available on this Site or when sending an online application are processed by FPE, the data controller, for internal management purposes and to respond to your request.

This data may, in the course of various operations, be transferred to a country within or outside the European Union. It may also be communicated to service providers/subcontractors who carry out certain material and technical tasks on behalf of FPE that are necessary to implement the processing described in this Legal Notice. In the event of a transfer to a country outside the European Union, rules ensuring the protection and security of this data have been put in place. Details of these rules and information relating to the transfer are available on request from

This personal data may be communicated, at their request, to official bodies and administrative or judicial authorities.

8 – Applicable Law:

The content of the site "" is subject to the law applicable in Belgium.

All users acknowledge the competence of the Belgian courts for any dispute relating to the contents and use of the Site, both in first instance and on appeal.