Legal Mentions


This English version is provided for convenience purposes and only has an informative value.

Please note that only the French version has a contractual value and is binding towards us.


You have just connected to the website ("Site") published by Financière des Paiements Électroniques ("FPE").


Legal representative: Thomas COURTOIS, CEO of FPE

Simplified joint stock company with share capital of €770,440

RCS: 753 886 092 RCS CRÉTEIL

Orias No.: 17001440

C.E. identifier FR80753886092

Registered office: 1 Place des Marseillais Charenton-Le-Pont (94220) France.

Director of publication: Marie Degrand-Guillaud, Deputy CEO

Site Manager: Marie Degrand-Guillaud, Deputy CEO

Hosting and outsourcing (external) :

CLARANET SAS, 2 rue Bréguet 75011 Paris, France

The publisher undertakes to comply with all laws relating to the establishment and operation of an Internet Site.

As a user of the Site, you must read these provisions carefully, and access to the Site constitutes acceptance of them.

Salarial Index: Nickel Score for Gender Index 2022: 84/100

Score details per indicator:

- Pay gap between men and women: 39/40

Progress targets: Improve the management of pay gaps throughout the year by monitoring this indicator every six months and ensure that the gap in favour of women does not increase.

- Difference in rate of increase between women and men: 10/20

Progress objectives: Improve the piloting of increases distribution (excluding promotion) throughout the year by carrying out a half-yearly follow-up of this indicator and ensuring that the difference for women does not increase.

- Difference in promotion rates between women and men: 15/15

- Percentage of employees receiving a pay rise in the year following their return from maternity leave: 15/15

- Number of employees of the under-represented sex in the 10 highest earners: 5/10

Progress targets: To receive at least one application of each gender in the recruitment process for management roles and to ensure that the gap in favour of men does not widen.


FPE draws the attention of users of its Site to the following points:

1 - Access to the Site :

Users of this Site acknowledge that they have the necessary skills and resources to access and use this Site.

Access to the Site is free of charge. The cost of access to and use of the telecommunications network shall be borne by the user, in accordance with the terms and conditions laid down by his access providers and telecommunications operators.

Users of this Site acknowledge that they have the necessary skills and resources to access and use this Site.

The publisher cannot be held responsible for elements beyond its control or for any damage that may be caused to the user's technical environment, in particular computers, software, network equipment and any other material used to access or use the service and/or information.

You are reminded that fraudulently accessing or remaining in a computer system, hindering or distorting the operation of such a system, or fraudulently introducing or modifying data in a computer system are offences punishable by law.

Certain laws prohibit the dissemination of, access to, or use of data collection processes on this Site. Please ensure that you are legally entitled to access this Site in the country (state) from which you are connecting.


2 - Intellectual Property :

FPE is the owner, or holder of the rights, of all the elements that make up this Site, in particular the data, drawings, graphics, photos and soundtracks.

Any reproduction, representation, distribution or redistribution, in whole or in part, of the content of this Site by any process whatsoever without the express prior authorisation of FPE is prohibited in accordance with the provisions of article L.713-2 of the Intellectual Property Code.  Similarly, any use of the Site's content for illegal purposes may result in legal action.

The trademarks of the Site publisher and its partners, as well as the logos appearing on the Site, are registered trademarks.

By way of exception, certain content (text and images) is the property of its respective authors and is under their responsibility.

FPE uses this content with the authorisation of the holder of the rights to the works concerned. Any reproduction, representation, distribution or redistribution, in whole or in part, of this content from the Site is expressly prohibited.


3 - Liability :

FPE endeavours to ensure that the information published on this Site is accurate, up-to-date and exhaustive and reserves the right to modify the content or presentation of this Site at any time and without prior notice.

However, FPE cannot guarantee that it is complete or that it has not been modified by a third party (intrusion, virus,…).

Furthermore, FPE declines all responsibility in the event of delays, errors or omissions in the content of these pages or in the event of interruption or unavailability of the service.

FPE is not liable for any damage, direct or indirect, which may result in any way whatsoever from the use of the Site by any user, or from any failure of the lines or systems necessary for its use. In particular, FPE disclaims all liability arising from the transmission of confidential information on the Internet.

The information provided on the Site may be partial and incomplete, due to the necessarily simplified nature of the texts, which have no contractual value. FPE accepts no direct or indirect liability for the accuracy, absence of errors, up-to-dateness or availability of the information contained on this Site.

FPE cannot be held responsible for any decision taken on the basis of information contained on the Site, nor for the use that may be made of such information by third parties.

Any person wishing to benefit from one or more of the services and/or one or more of the products presented on the Site is invited to contact [online customer service] to find out about the contractual and pricing conditions applicable to this (or these) product(s) and/or this (or these) service(s).

Access to the products and services presented on the Site may be subject to restrictions for certain persons or in certain countries.

None of the products and/or services will be supplied by FPE to a person if the law of his/her country of origin or of any other country which may concern him/her prohibits it.

However, it is the responsibility of all interested parties to check in advance with their usual advisers that their legal and tax status allows them to subscribe to the products and/or services presented on the Site.

FPE reserves the right to take any legal action, in particular disciplinary action, against any user who contravenes any of its commitments under the terms of this legal notice, in accordance with the internal standards in force within FPE and the BNP Paribas Group.


4 - Technical information

It is reminded that the secrecy of correspondence is not guaranteed on the network and that it is the responsibility of each Internet user to take all appropriate measures to protect their own data and/or software from contamination by any viruses circulating on the Internet.

FPE cannot be held responsible for elements beyond its control and for any damage that may be suffered by the user's technical environment and in particular his computers, software, network equipment and any other material used to access or use the Site and/or the information it contains.


5 - Hypertext links :

The hypertext links established to other Sites from shall not, under any circumstances, incur the responsibility of FPE.

FPE declines all responsibility for the content and any damage caused when visiting Sites to which the Site leads via hypertext links. The user visits the other Sites under his own responsibility and at his own risk


6 - Cookies :

The user is informed that when visiting the Site, cookies may be deposited at the browser level. These cookies are stored for a specific period and in accordance with the terms and conditions described in the Cookies policy available online at  A cookie is an element that does not allow the user to be identified but is used to record information relating to the user's navigation on the Website.

Users of the Site acknowledge that they have been informed of this practice and authorise FPE to use it. They may deactivate this cookie by using the settings in their browser software.


7 - Personal data

The personal data that you communicate to us via the forms available on this Site or when sending an online application are processed by FPE, the data controller, for internal management purposes and to respond to your request.

This data may, in the course of various operations, be transferred to a country within or outside the European Union. It may also be communicated to service providers/subcontractors who carry out certain material and technical tasks on behalf of FPE that are necessary to implement the processing described in this Legal Notice. In the event of a transfer to a country outside the European Union, rules ensuring the protection and security of this data have been put in place. Details of these rules and information relating to the transfer are available on request from

This personal data may be communicated, at their request, to official bodies and administrative or judicial authorities.


8 – Applicable law

The content of the website is subject to the law applicable in France.

All users acknowledge the jurisdiction of the French courts for any dispute relating to the content and use of the Site, whether at first instance or on appeal.